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Cardo AI & Encina Lender Finance Partner to Transform Asset-Based Finance

Key Highlights:

  • Cardo AI and Encina Lender Finance (ELF) join forces to modernize asset-based finance (ABF).

  • Technology-driven solutions will enhance funding speed and operational efficiency for originators and institutional investors (LPs).

  • ELF brings deep structuring and credit risk expertise, while Cardo AI provides advanced tech to optimize deal execution and risk monitoring.

  • This partnership aims to create a more scalable, transparent, and investor-friendly ABF ecosystem.

Source: Business Wire

Notable Quotes:

“Our partnership with Cardo AI represents a major step forward in the evolution of asset-based finance. By integrating technology-driven solutions into our investment and surveillance processes, we are accelerating transactions and enhancing overall market efficiency.”

Geoff Beard, CEO & Chief Investment Officer at Encina Lender Finance

“As we strengthen our presence in the U.S. market, we are excited to collaborate with ELF to redefine the way structured credit operates. With our intelligent technology and ELF’s expertise, we are creating a more transparent, scalable, and investor-friendly ABF ecosystem.”

Altin Kadareja, Co-Founder & CEO at Cardo AI

Why This Matters:

This partnership marks a significant leap forward in asset-based finance, addressing inefficiencies in structured credit with data-driven technology and expert structuring solutions. As the ABF market expands, faster deal execution, improved risk monitoring, and enhanced transparency will empower originators and institutional investors to unlock greater value in the non-bank specialty finance sector. This collaboration sets a new industry standard, making ABF more accessible and efficient for all stakeholders.