Chime® Launches Free In-App Tax Filing for 2025

Author

Slice of Finance Team
13 Jan

Key Highlights:

  • 100% free to file: Federal and state tax filing at no cost.

  • Faster refunds: Get federal tax refunds up to 6 days early with Chime direct deposit.

  • Accurate calculations: Backed by a guarantee of up to $10,000 reimbursement for calculation errors.

  • Max refund guaranteed: Reimbursement if a higher return is found elsewhere.

  • Quick and easy filing: Complete taxes in under 24 minutes, faster than the 3-hour national average.

Source: Direct

Notable Quotes:

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“Getting your money back from the government shouldn’t cost you money. By providing completely free in-app tax filing, we’re empowering Americans to unlock their financial progress confidently, making tax season easier and more rewarding.”

Madhu Muthukumar, Chief Product Officer at Chime
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“Filing my taxes [through] Chime was super fast and free! They gave very clear steps to follow which made it quick and painless... I'll for sure be using Chime next year!”

Haley, Okla., Chime member

Why This Matters:

season often brings high costs, complex processes, and unexpected fees for millions of Americans. Chime’s innovative free in-app tax filing eliminates these barriers, offering a transparent, efficient, and cost-effective solution. With the average taxpayer spending $150 or more to file basic returns, this initiative helps democratize access to financial services, empowering members to save time and money. By integrating refunds up to 6 days early, Chime underscores its commitment to financial progress for everyday people.